Jennings, MO

Jennings, MO's Best Hard Money Loans

Get fast hard money loans with Wise Funding Solutions. We are committed to excellent and fair services to get you capital quickly. No one else in the Jennings, MO area can provide a better service to get you hard money loans quick. Get in touch with us today to see how quickly we can get you capital!

Learn More

Our Lending Service in 60 Seconds

Wise Funding Solutions provides quick, reliable funding for the real estate market. We are an alternative option to conventional lending that provides an efficient, and fair option to borrowers. We are committed to clear communication, customer satisfaction, and making the customer experience effortless.

Hard Money Lending

Wise Funding Solutions specializes in lending asset-based loan financing, through which a borrower receives funds secured by real property. Hard money lending is a great borrowing option for real estate transactions. Get in touch to get your wise funding solutions today!

We Buy Houses In ANY Condition!
Hard money lending

Pre-Approval

Complete our simple steps for pre-approval.

Sign-Up Now
Hard money lending

Need Approval with Deal

Submit property information for review and approval.

Sign-Up Now
Hard money lending

Already Approved with Deal

Assistance to ensure a successful closing.

Sign-Up Now

Program Details

Property Criteria:

  • First liens only
  • Currently only funding properties located in the St. Louis area. This includes St. Louis City, St. Louis County, Jefferson County, St. Charles County, Warren County and Franklin County.
  • Single or multi-family residential, townhouse/condos, commercial properties considered

Loan Term:

  • Insurance policy required on all loans for the term of the loan. Policy must cover the full loan amount.
  • 6 month term
  • 3 month optional extension (additional fees may apply)
  • Up to 75% of the After Repair Value

Loan Fees:

  • 12% interest only payments
  • 3% Origination Fee charged on the Backend (or Flat Fee of $1,500 for loans under 50K)
  • Loan document Fee: $500 on first property, $350 on future loans
  • Service Fee: $75
  • Wire Fee: $25
  • Flood Cert Fee: $10
Consult with a Loan Specialist Now!

Contact Us

Quick Capital You Can Depend On

Frequently Asked Questions

A  hard money loan is a loan gained by using real property as collateral. These loans are usually used for real estate transactions. A  hard money loan can be a way to raise money quickly but at a lower LTV ratio and a higher cost. Since  hard money loans are based on property as opposed to the applicant’s financial position, they have a quicker and easier approval process and do not require income verification. This means the applicant can receive the loan quicker. A  hard money loan can be approved and closed in just days. Hard money loans are generally provided by individuals or businesses. The repayment plan and loan terms can be flexible, opposed to when working with a bank. Hard money loans can also be referred to as private loans, bridge loans, and construction loans. They are a form of financing available to purchase and repair an investment property. When you need a hard money loan , go with the lending experts. Call Wise Funding Solutions today!

  • Why should I use Wise Funding Solutions for my lending needs?

    Wise Funding Solutions is your source for quick, reliable funding. No one in the business has a better reputation, and if you give us the chance, we’ll show you why. Wise Funding Solutions provides an alternative to conventional lending for real estate professionals. Our focus is to deliver a fast, efficient, fair option to borrowers. We are committed to customer satisfaction, clear communication, and making the customer experience effortless. We are here to get you money fast. Our team is experienced and knowledgeable and will make sure that you are taken care of. When you choose us, you can expect quality service, affordable rates, and an amazing customer experience. When you give us a call, you’ll be connected directly to our friendly staff, so you can expect immediate assistance to your inquiry. So, don’t wait - call now!

  • Can I get preapproved for a hard money loan?

    Yes, you can! If you would like to get preapproved, complete the Borrower’s Application, W-9 Form, and the Rental Properties Form. We will also need copies of your tax returns from last year, your last 2 months of bank statements (personal and business), your driver’s license, and LLC documents. You can send these via fax, mail, or drop them off at our location. Our fax number is 314-333-3350 and our address is 3214 S. Big Bend Blvd, St. Louis, MO 63143. We will also require a one-time processing fee of $50. With just this, we will be able to preapprove your hard money loan and get you your capital quickly.